ISBN 10: 0985045655 / ISBN 13: 9780985045654
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This Book is in Good Condition. Clean Copy With Light Amount of Wear. 100% Guaranteed. Summary: Twenty-three years ago in the original Loving Trust, Esperti and Peterson provided readers with an easy, practical way to plan their estates using a revocable living trust with loving instructions. In the intervening years, revocable living trusts have thrived, but still have not totally replaced will planning and probate. The uncertainty of the state and federal estate tax laws turned revocable living trusts into cumbersome, tax-heavy documents that had to take into account a vast array of "what if" planning as Congress fought over tax reform. On January 1, 2013, Congress finally removed most of the uncertainty of estate tax planning for the foreseeable future with the passage of The American Tax Payer Relief Act of 2012. It is now apparent that only a very few families will be exposed to the federal estate tax. But the tax tail shouldn't wag the planning dog. The bottom-line real reason to plan is to take care of loved ones and favorite charitable causes with specific instructions that are personally important to families. If you have life insurance, your family needs Loving Trust protection. If your employer provides you with retirement benefits or disability insurance, or if you own your home or other assets, you and your family need Loving Trust protection. Over 99 percent of us will not pay a dime of federal death tax, yet many of us will become disabled, and all of us will die; we will leave loved ones behind. We all want our life insurance and our other possessions, regardless of how modest or grand they may be, to be used to care for our loved ones, just as we would have done if we were there. If you have little ones, teenagers, or mature children, your Loving Trust will convey your love and guiding hand. If you love your spouse, your Loving Trust will carry your marital vows beyond "Till death us do part." If your dreams include charitable giving, your Loving Trust will help those dreams come true. Your Loving Trust will allow you to give what you have to whom you want, when and in the way you want; to plan for yourself in your mature years or in case you become infirm; to provide joy to your children and grandchildren alike. It will save legal costs and, if necessary, federal and state death taxes. 21st Century Loving Trust is all about getting back to the basics that have always been the foundation of Esperti and Peterson's Loving Trust planning concepts: ensuring that "estate planning" is about people, their loved ones, and their important planning issues, while specifically addressing how to plan under whatever tax laws that may be in place, and how to cope with the complications resulting from disability, living wills, and terminal illness. Here are some 21st Century Loving Trust highlights: ---Loving Trust planning is for everyone who has loved ones or favorite causes. You don't need to be rich to plan for your love and caring. ---There are specific ways to share your hopes and dreams with your advisors so that they understand who you and your family are, and most importantly, how you would like to provide for them. ---21st Century Loving Trust embodies a new and frank discussion of life insurance totally from the authors' perspective as estate planning attorneys. ---The authors tell you step-by-step how to avoid red-tape--including probate, guardianships, and court intervention. Just doing a Loving Trust is not enough. Making sure that your assets are placed into your trust so that your instructions can control them without going through probate is critically important and a critical part of Loving Trust planning. ---Any plan with Loving Trust instructions is likely to be far better than the last will or bare-bones, boilerplate trust you may already have. If you have loved ones and causes you care about, the time for you to plan--or re-plan--is definitely now, and this is true whether you have a substantial estate o. Buchnummer des Verkäufers

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Inhaltsangabe: Twenty-three years ago in the original Loving Trust, Esperti and Peterson provided readers with an easy, practical way to plan their estates using a revocable living trust with loving instructions. In the intervening years, revocable living trusts have thrived, but still have not totally replaced will planning and probate. The uncertainty of the state and federal estate tax laws turned revocable living trusts into cumbersome, tax-heavy documents that had to take into account a vast array of ?what if? planning as Congress fought over tax reform. On January 1, 2013, Congress finally removed most of the uncertainty of estate tax planning for the foreseeable future with the passage of The American Tax Payer Relief Act of 2012. It is now apparent that only a very few families will be exposed to the federal estate tax. But the tax tail shouldn?t wag the planning dog. The bottom-line real reason to plan is to take care of loved ones and favorite charitable causes with specific instructions that are personally important to families. If you have life insurance, your family needs Loving Trust protection. If your employer provides you with retirement benefits or disability insurance, or if you own your home or other assets, you and your family need Loving Trust protection. Over 99 percent of us will not pay a dime of federal death tax, yet many of us will become disabled, and all of us will die; we will leave loved ones behind. We all want our life insurance and our other possessions, regardless of how modest or grand they may be, to be used to care for our loved ones, just as we would have done if we were there. If you have little ones, teenagers, or mature children, your Loving Trust will convey your love and guiding hand. If you love your spouse, your Loving Trust will carry your marital vows beyond ?Till death us do part.? If your dreams include charitable giving, your Loving Trust will help those dreams come true. Your Loving Trust will allow you to give what you have to whom you want, when and in the way you want; to plan for yourself in your mature years or in case you become infirm; to provide joy to your children and grandchildren alike. It will save legal costs and, if necessary, federal and state death taxes. 21st Century Loving Trust is all about getting back to the basics that have always been the foundation of Esperti and Peterson's Loving Trust planning concepts: ensuring that ?estate planning? is about people, their loved ones, and their important planning issues, while specifically addressing how to plan under whatever tax laws that may be in place, and how to cope with the complications resulting from disability, living wills, and terminal illness. Here are some 21st Century Loving Trust highlights: ---Loving Trust planning is for everyone who has loved ones or favorite causes. You don?t need to be rich to plan for your love and caring. ---There are specific ways to share your hopes and dreams with your advisors so that they understand who you and your family are, and most importantly, how you would like to provide for them. ---21st Century Loving Trust embodies a new and frank discussion of life insurance totally from the authors? perspective as estate planning attorneys. ---The authors tell you step-by-step how to avoid red-tape--including probate, guardianships, and court intervention. Just doing a Loving Trust is not enough. Making sure that your assets are placed into your trust so that your instructions can control them without going through probate is critically important and a critical part of Loving Trust planning. ---Any plan with Loving Trust instructions is likely to be far better than the last will or bare-bones, boilerplate trust you may already have. If you have loved ones and causes you care about, the time for you to plan--or re-plan--is definitely now, and this is true whether you have a substantial estate or, like most Americans, significant cares and concerns with more modest assets.

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