Personal Finance - Softcover

Softcover

ISBN 10: 0470028556 ISBN 13: 9780470028551

Verlag: John Wiley & Sons Ltd, 2006

Inhaltsangabe

What you really need to know about personal finance! High levels of unsecured debt, diminishing pensions, and rising student fees are just some of the mounting financial challenges we face today - are we equipped to cope? Personal Finance is an innovative new book aimed at anyone who would like to build ability and confidence in making financial decisions. It distils important but complex concepts into useable form and relates them to actual experience. Effective money management skills are key, not just now but throughout your life, and a four-step practical financial planning model helps you identify and evaluate potential choices and update personal financial plans according to lifestyle changes. Written by a team of academic and teaching specialists in Economics and Business, this is a 'must have' book for anybody that wants their money to work as hard as they do! Coverage includes:* Income, expenditure, and budgeting* Borrowing and debt* Savings and investments* Housing* Financial Balance Sheets* Pensions and retirement planning* Caring and sharing* Insurance "I actually found this quite mouth watering and couldn't help agree with the authors that this is an area that is becoming increasingly important and probably not catered for in the book market." Andrew Hutchinson, Nationwide Building Society "I have read the Synopsis and three draft chapters of 'Personal Finance' with interest and feel sure that the proposed book will prove a valuable tool in the quest to achieve a greater degree of financial literacy in the UK. Overall, I think the proposal is one which is much needed, well thought out and should be very well received by a wide potential readership." Mike Griffiths, Associate Consultant with the Chartered Institute of Public Finance and Accountancy "In its standalone capacity the public will buy it as a reference to personal money management, which is not yet really considered a 'science' by the masses. They buy DIY books to understand how to hang shelves, but do not currently appreciate there is 'best practice' available that will assist them in making the best decisions regarding their finances and their future ." Keith Taylor, General Manager UK Sales - Lloyds TSB About the Authors: George Callaghan, Ian Fribbance and Martin Higginson are Lecturers, Department of Economics, The Open University. Contributing authors include published experts in economics, investment, consumer spending, money management, distance learning; and the former head of Money Group at WHICH? magazine.

Über diesen Titel

Über die Autorin bzw. den Autor

Dr George Callaghan is an economist with much experience of distance teaching. His Doctoral research was in labour market economics and he has published widely in the area. He is a lecturer in the department of Economics at the Open University. Ian Fribbance is an economist particularly interested in making the subject accessible to new groups of students. Like George Callaghan he has experience of distance learning and is also a lecturer in the department of Economics at the Open University. Martin Higginson is a lecturer in the department of Economics at the Open University.

Von der hinteren Coverseite

Fulfilling the need for a UK-centred introductory personal finance text, this dedicated author team provide academic, professional and general readers with what they really need to know about personal finance.

Personal Finance is an innovative new text that builds confidence and competence in making personal financial decisions. Using a socio-economic approach to personal finance, it illuminates the many factors and relationships that help improve financial capability, including:

• Decision on spending, borrowing, saving and investing are set within a broader context
• Concepts such as income and expenditure, risk and return, and assets and liabilities are related to issues of home ownership, caring responsibilities and lifestyle changes
• Case studies are used to demonstrate practical relevance, while diagrams and activities help distill complex issues into digestible form.

"An ideal core text for first- and second-year undergraduates requiring an awareness of individuals' financial problems and their possible solutions."
Bob Curry

"Personal Finance addresses a particular gap, and the overview is impressive."
Steve McKay

"What distinguishes this book is that it focuses not only on 'what you need to know' about personal finance, but also on 'what you might be interested in knowing' about the socio-economic context in which financial decisions are made - it makes the text more useful for an academic course and certainly makes for interesting reading."
Jane King

"Personal Finance presents the subject of financial planning in an intellectually stimulating way which links theory to practice and is comprehensible to both the student and the layperson."
James Mallon

"Personal Finance will prove a valuable tool in the quest to achieve a greater degree of financial capability in the UK."
Mike Griffiths

The companion web site at www.wileyeurope.com/collegel/callaghan provides lectures with PowerPoint slides for each chapter. Students, practitioners and general readers will find valuable financial planning tools, relevant web links and an online glossary.

Details zur Ausgabe

• Verlag: John Wiley & Sons Ltd
• Erscheinungsdatum: 2006
• ISBN 10: 0470028556
• ISBN 13: 9780470028551
• Einband: Tapa blanda
• Sprache: Englisch
• Anzahl der Seiten: 472
• Herausgeber: Callaghan George, Fribbance Ian, Higginson Martin
• Kontakt zum Hersteller: Nicht verfügbar