The Third Rail: Confronting Our Pension Failures

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9780771047350: The Third Rail: Confronting Our Pension Failures
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Críticas:

- "Possibly clearer than any book on pensions thus far.... This is a powerful message for Canada's ministers and their officials to contemplate.... The book should be required reading for our political leaders before they meet."--Globe and Mail

- "Leech and McNish's book will be a helpful road map for both policy makers and the public at large."--Literary Review of Canada

- "The authors not only describe the causes of the impending crisis and its potential consequences, they offer solutions to avert the disaster."--Winnipeg Free Press

Reseña del editor:

"Essential reading for decision-makers.... When Leech talks, politicians listen. When he writes a book, it's worth buying."--Toronto Star

Over the next 20 years more than 7 million Canadian workers will retire. Baby boomers, the 45- to 65-year-olds who account for 42% of the country's workforce, will join the largest job exodus in Canadian history, moving to the promised land of retirement. Unless our crumbling pension system is reformed, many of these retirees will find this dreamland a bewildering and disappointing mirage.
In the early 1980s, consumers were setting aside 20% of their disposable incomes to their retirement plans; today the savings rate is a threadbare 2.5%. Retirement savings plans meant to build Canadians' personal war chests for their final years have failed to live up to their cheery promises of early retirement "freedom"--market returns are low, and financial fees are climbing. Moreover, retirement plans are now being compromised by high pension obligations and a shrinking workforce.
Canada has the capacity to diffuse this ticking pension time bomb with some hard choices, posits Leech. It's time for businesses, governments, unions, and employees to face these options and fix--and ultimately save--our pensions system.

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9780771046636: The Third Rail: Confronting Our Pension Failures

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ISBN 10:  0771046634 ISBN 13:  9780771046636
Verlag: McClelland & Stewart Inc., 2013
Hardcover

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Leech, Jim; McNish, Jacquie
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Buchbeschreibung McClelland & Stewart Inc., Canada, 2015. Paperback. Zustand: New. Reprint. Language: English. Brand new Book. "Essential reading for decision-makers. When Leech talks, politicians listen. When he writes a book, it's worth buying."--Toronto Star Over the next 20 years more than 7 million Canadian workers will retire. Baby boomers, the 45- to 65-year-olds who account for 42% of the country's workforce, will join the largest job exodus in Canadian history, moving to the promised land of retirement. Unless our crumbling pension system is reformed, many of these retirees will find this dreamland a bewildering and disappointing mirage. In the early 1980s, consumers were setting aside 20% of their disposable incomes to their retirement plans; today the savings rate is a threadbare 2.5%. Retirement savings plans meant to build Canadians' personal war chests for their final years have failed to live up to their cheery promises of early retirement "freedom"--market returns are low, and financial fees are climbing. Moreover, retirement plans are now being compromised by high pension obligations and a shrinking workforce. Canada has the capacity to diffuse this ticking pension time bomb with some hard choices, posits Leech. It's time for businesses, governments, unions, and employees to face these options and fix--and ultimately save--our pensions system. Bestandsnummer des Verkäufers BZV9780771047350

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Buchbeschreibung McClelland & Stewart Ltd, 2015. Paperback. Zustand: Brand New. reprint edition. 185 pages. 8.00x5.00x0.50 inches. In Stock. Bestandsnummer des Verkäufers zk0771047355

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