Analyzes the poorly regulated world of mortgage servicers and offers reforms designed to protect consumers and ensure financial stability.
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Christopher K. Odinet is an associate professor of law and an affiliate associate professor in entrepreneurship at the University of Oklahoma. Professor Odinet is a national expert on real estate law, mortgage finance, and consumer protection.
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Hardcover. Zustand: new. Hardcover. In Foreclosed, Christopher K. Odinet gives voice to the stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. The book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing lives of most Americans, and the servicing problems that still persist today. In doing so, it unveils a quiet and dangerous market shift in mortgage servicing - namely, an ongoing move toward a shadow banking sector where regulation is weak - that threatens the stability of our housing finance system. Ultimately, the book demonstrates how the law does not afford homeowners the protection most think and how regulation of these mortgage middlemen remains weak. Foreclosed should be read by anyone concerned with the state of housing and home ownership in the United States. Foreclosed sheds light on stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. This book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing of most Americans, and the servicing problems that persist today. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability. Bestandsnummer des Verkäufers 9781108418706
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Hardcover. Zustand: new. Hardcover. In Foreclosed, Christopher K. Odinet gives voice to the stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. The book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing lives of most Americans, and the servicing problems that still persist today. In doing so, it unveils a quiet and dangerous market shift in mortgage servicing - namely, an ongoing move toward a shadow banking sector where regulation is weak - that threatens the stability of our housing finance system. Ultimately, the book demonstrates how the law does not afford homeowners the protection most think and how regulation of these mortgage middlemen remains weak. Foreclosed should be read by anyone concerned with the state of housing and home ownership in the United States. Foreclosed sheds light on stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. This book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing of most Americans, and the servicing problems that persist today. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability. Bestandsnummer des Verkäufers 9781108418706
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