Learn practical methods to estimate risk, analyze credit, and protect loans with clear, testable techniques.
This edition lays out a practical framework for understanding how credit decisions are made in business. It translates economic ideas into concrete steps for evaluating liquidity, reserves, depreciation, Taxes, and other factors that affect a company’s ability to repay. You’ll find structured guidance on reading financial statements, using ratios, and applying conservative tests to separate sound credit from risky accounts.
- See how to judge liquidity with current assets and liabilities, and why the acid test matters.
- Learn to interpret depreciation, obsolescence, repossession losses, and their impact on risk.
- Understand how to build and use reserves, including taxes and bad debt provisions.
- Explore the purpose of comparative statements and ratio analysis in ongoing credit decisions.
Ideal for readers of practical credit analysis, banking fundamentals, and risk assessment in lending.
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Anbieter: Forgotten Books, London, Vereinigtes Königreich
Paperback. Zustand: New. Print on Demand. This book illuminates the multifaceted world of credit, exploring its role as the backbone of commerce across history. From ancient societies to the complex economies of today, the author traces how the development of money, banking, and credit systems transformed business and our understanding of wealth. By examining the fundamental principles of credit creation and liquidity, the author challenges conventional notions and encourages critical reflection on current business practices. The vital importance of maintaining balance between credit's flexibility and potential risks is emphasized throughout. This book is a valuable resource for credit professionals and business leaders seeking a comprehensive understanding of this dynamic force that shapes economic growth and financial stability. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. Bestandsnummer des Verkäufers 9781330176672_0
Anzahl: Mehr als 20 verfügbar
Anbieter: PBShop.store US, Wood Dale, IL, USA
PAP. Zustand: New. New Book. Shipped from UK. Established seller since 2000. Bestandsnummer des Verkäufers LW-9781330176672
Anbieter: PBShop.store UK, Fairford, GLOS, Vereinigtes Königreich
PAP. Zustand: New. New Book. Shipped from UK. Established seller since 2000. Bestandsnummer des Verkäufers LW-9781330176672
Anzahl: 15 verfügbar