Inhaltsangabe
Explore the inner workings of life insurance, from how premiums and expenses are calculated to how non-forfeiture provisions evolved to protect policyholders. This concise, analyst-friendly guide sheds light on the history, methods, and practical effects of policy design.
This edition delves into the economics behind life policies, including how surplus is determined, how dividends are allocated, and why surrender values and extended insurance matter to both insurers and insured. It presents clear explanations of concepts that affect the true value of a policy over time, without overwhelming you with technical jargon.
- How premiums cover mortality, expenses, and reserves, and what that means for a policy’s cost
- Why surrender values and paid‑up insurance became standard features
- How surplus and dividends are calculated and distributed among policyholders
- Historical reforms that shaped modern non-forfeiture provisions
Ideal for readers seeking a practical, historical grounding in life insurance concepts and policy values.
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Elements of Life Insurance (Classic Reprint)
Print-on-DemandAnbieter: Forgotten Books, London, Vereinigtes Königreich
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Paperback. Zustand: New. Print on Demand. This book provides an overview of life insurance, exploring its purpose and history. It delves into the methods of calculating premiums, examining the factors that influence policy costs, and addressing risks such as increased age and medical conditions. The author also discusses the different types of insurance available, including whole life, limited payment, endowment, and specialized options. Through detailed explanations and examples, the book provides valuable insights into understanding premium calculations and making informed decisions about life insurance policies. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. Bestandsnummer des Verkäufers 9781333319823_0
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Elements of Life Insurance Classic Reprint
Anbieter: PBShop.store US, Wood Dale, IL, USA
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PAP. Zustand: New. New Book. Shipped from UK. Established seller since 2000. Bestandsnummer des Verkäufers LW-9781333319823
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Elements of Life Insurance Classic Reprint
Anbieter: PBShop.store UK, Fairford, GLOS, Vereinigtes Königreich
Verkäuferbewertung 5 von 5 Sternen
PAP. Zustand: New. New Book. Shipped from UK. Established seller since 2000. Bestandsnummer des Verkäufers LW-9781333319823
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