Information and advice that you can use, in plain-spoken English. Real world examples included, called This Happens. Maximize Your Medicare explains:•What Medicare is•How/when to enroll•Your rights and options when you become eligible for Medicare•The characteristics of Medicare Advantage and Medigap plans•How Medicare and private plans work together•How prescription drug benefits work under Medicare Part D•The strengths and weakness of these plansMaximize Your Medicare includes examples of real-life cases, which may be similar to the situation that you may face. The bottom line: you are not alone and the situation you face may be similar to the situation that others have faced, are facing, and will face in the future.Maximize Your Medicare offers tips on how to get extra benefits and shows you benefits that you may not have known existed. In addition, there are special sections which describe some special groups of beneficiaries, from veterans to governmental employees to the seriously ill. Special attention is devoted to those that are part of employer-sponsored group plans. The ebook will be updated with premiums, copays, and coinsurance for Medicare Part A and Part B for 2013 when announced by the Centers for Medicare & Medicaid Services (CMS). The website www.maximizeyourmedicare.com provides the table of contents, a preview, cost sharing tables of original Medicare (Part A, Part B, and Part D), and information about the author. DisclaimerAll statements in this book are solely the informed opinion of the author. The advice in this book does not represent financial or investment advice, nor does it constitute an offer of any financial instrument, including, but not limited to, insurance. The opinions expressed in the book are not associated, affiliated, or endorsed by the Centers for Medicare and Medicaid Services (CMS).
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Jae W. Oh, MBA, CFP® CLU®, ChFC® is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Financial Consultant, and a licensed insurance agent with Bankers Life and Casualty Company, a subsidiary of CNO Financial Group Inc. He has passed the CFP® Certification Exam as administered by the CFP® Board. He has a Master’s Degree in Business Administration (MBA) in Accounting and Finance from the University of Chicago (the top-ranked MBA program in the U.S. according to Business Week/Bloomberg, 2nd globally according to The Economist), and a Bachelors of Arts (BA) degree in Economics and Political Science from the University of Michigan, Ann Arbor. Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®) are trademarks of The American College.
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