Credit Scoring and Its Applications (Mathematics In Industry) - Softcover

Thomas, Lyn; Crook, Jonathan; Edelman, David

Softcover

ISBN 10: 1611974550 ISBN 13: 9781611974553

Verlag: Society for Industrial & Applied Mathematics,U.S., 2017

Über diesen Titel

Reseña del editor:

Credit Scoring and Its Applications is recognized as the bible of credit scoring. It contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioral scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book contains a description of practical problems encountered in building, using, and monitoring scorecards and examines some of the country-specific issues in bankruptcy, equal opportunities, and privacy legislation. It contains a discussion of economic theories of consumers' use of credit, and readers will gain an understanding of what lending institutions seek to achieve by using credit scoring and the changes in their objectives. New to the second edition are: lessons that can be learned for operations research model building from the global financial crisis current applications of scoring discussions on the Basel Accords and their requirements for scoring new methods for scorecard building and new expanded sections on ways of measuring scorecard performance, and survival analysis for credit scoring. Other unique features include methods of monitoring scorecards and deciding when to update them, as well as different applications of scoring, including direct marketing, profit scoring, tax inspection, prisoner release, and payment of fines.

Biografía del autor:

Lin Thomas was Professor of Management Science at the University of Southampton. Jonathan Crook is Professor of Business Economics, Deputy Dean, and Director of Research at the University of Edinburgh Business School. David Edelman is owner of ThreeCs Limited (Caledonia Credit Consultancy), a consulting and training business operating within the retail credit risk arena.

Über diese Auflage

• Verlag: Society for Industrial & Applied Mathematics,U.S.
• Erscheinungsdatum: 2017
• ISBN 10: 1611974550
• ISBN 13: 9781611974553
• Einband: Tapa blanda
• Anzahl der Seiten: 368