The Future of Banking - Innovation, Risk and Inclusion (Business, Management and Economics, Band 42) - Hardcover

Hardcover

ISBN 10: 1836346085 ISBN 13: 9781836346081

Verlag: IntechOpen, 2026

Inhaltsangabe

Banking stands at a crossroads shaped by rapid innovation, regulatory pressure, and society’s demand for inclusion and sustainability. The Future of Banking - Innovation, Risk and Inclusion maps this terrain with contributions that connect strategy to execution, showing how technology, governance, and prudence can move in step. The book explains where value is migrating, from AI-driven services and customer-experience analytics to data-sharing platforms, while clarifying what it takes to scale safely. It covers open banking, wallets, and bank–fintech collaboration; the “engine room” of risk and capital (creditworthiness under EBA LOM, AI‑enabled credit scoring, CCR backtesting, and operational risk across developed and emerging markets); and the foundations of trust in governance, ethics, and faith‑based models. Practical levers for inclusion are highlighted through evidence on mobile payments for Generation Z, MSME, and women‑focused credit, and rural fintech delivery, while climate‑related disclosures and green finance complete a roadmap for resilient, responsible banking. Designed for academics, supervisors, and industry leaders, the book provides a clear comparative view of what works, where it falls short, and how to transition from pilots to enterprise adoption, without compromising stability, client responsibility, and measurable impact.

Details zur Ausgabe

• Verlag: IntechOpen
• Erscheinungsdatum: 2026
• Sprache: Englisch
• ISBN 10: 1836346085
• ISBN 13: 9781836346081
• Einband: Gebundene Ausgabe
• Anzahl der Seiten: 436
• Herausgeber: Maček Anita, Murg Michael
• Kontakt zum Hersteller: preigu GmbH & Co. KG; mail@preigu.de; ; Lengericher Landstr. 19; Osnabrück; Niedersachsen; 49078; Deutschland