Bounce Back from Bankruptcy: A Step-By-Step Guide to Getting Back on Your Financial Feet - Softcover

Paula-l-ryan

Softcover

ISBN 10: 1889605026 ISBN 13: 9781889605029

Verlag: Pellingham Casper Communications, 2001

Inhaltsangabe

The ONLY thing standing between you and good credit after bankruptcy is not knowing what steps YOU should take next. Whether you are looking for immediate credit after bankruptcy or you never want to see another credit card as long as you live, this book will show you how to rebuild financially after bankruptcy.

Get details on how to buy a car after bankruptcy, including how and where to get an auto loan after bankruptcy without paying sky-high interest. Find the best credit card after bankruptcy, and determine whether a secured credit card or an unsecured credit card is your best choice. Discover how to get the best interest rates on a personal loan after bankruptcy, how to rent an apartment, buy a home, or even refinance after bankruptcy.

Unlike other books that teach you how to get new credit after bankruptcy so you're right back in debt again, this book provides you with the tools you need to break the chains that keep you locked in an endless cycle of debt. You CAN have a second chance, financially after bankruptcy. This book shows you how.

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Über die Autorin bzw. den Autor

Paula Langguth Ryan was the only consumer to testify before the National Bankruptcy Review Commission. Ms. Ryan has a distinguished career as a performance coach, contemporary prosperity advisor and empowerment speaker. She is a former journalist, newspaper editor and executive editor of investment newsletters at Phillips Publishing, International.

Ms. Ryan is well known to radio listeners and has been frequently heard on the WOR Radio Network (The Dolans). She has been a guest on NPR’s WEEKEND EDITION and many other local and national radio stations (you can listen to her IHateDebt.com appearances at newcreditafterbankruptcy.com). Ms. Ryan has appeared on numerous television shows, including PBS’ "FINANCIAL FREEDOM" and NBC’s "TODAY IN NEW YORK." She has been interviewed by or featured in a variety of print publications, ranging from Your Money to The Village Voice.

A Contemporary Prosperity Advisor for over ten years, Ms. Ryan has provided valuable and practical advice to hundreds of thousands of individuals, from newly-bankrupt consumers and heiresses to Olympic athletes and corporate leaders.

Ms. Ryan is dedicated to enhancing the performance, success and abundance of individuals, organizations and teams worldwide so they can release their fears and create the life they truly desire.

She is the co-author of Effortless Freedom From Clutter and Debt and the author of Giving Thanks: The Art of Tithing.

Since 1999, Ms. Ryan has edited the Art of Abundance newsletter, while traveling the world helping organizations, corporations and individuals create and maintain healthier relationships with money. Ms. Ryan is a vibrant keynote speaker, conducts tailor-made trainings based on her Seven Spiritual Rules of Order and leads workshops on the Seven Commitments to Healing Your Relationship With Money.

Ms. Ryan resides in Carolina Beach, NC where she working on her third and fourth books, SURVIVING CHAPTER 13 BANKRUPTCY and BREAK THE DEBT CYCLE--FOR GOOD!, both due out in 2006.

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INTRODUCTION: Bankruptcy Is Not the End of the Road

I am living proof that bankruptcy is not the end of the road. In fact, it can actually be the beginning of a brand new start! Whether or not you ever want to see a credit card again is up to you. But sooner or later, you may need to get a car loan, or you may want to buy a home. The step-by-step strategies in this book will help you get the best possible loan or mortgage, regardless of your past mistakes.

You can get a credit card, a car loan, and even become a homeowner after declaring bankruptcy. Bankruptcy is not a ten-year mistake, as some people would have you believe. My bankruptcy was still on my credit reports when I accomplished all these goals without paying higher interest rates.

My bankruptcy was finalized in 1988. By 1989, I had a new credit card, in my name alone. In 1993, I was able to get a $6,000 car loan (at a reasonable 9% interest rate) and bought a used Honda. Finally, in 1994 less than six years after I declared bankruptcy, I bought my very first home.

Many stumbling blocks tripped me up along the way. I could have avoided these obstacles and rebuilt my credit much sooner if someone had been able to show me the right way to get back on my feet. That s why I decided to take what I had learned and share it with others.

Step-by-step, this book will show you how to get back on a firm financial footing, put your bankruptcy behind you and live debt-free. I hope you will use these strategies as a springboard to a new, more financially secure life.

These strategies have worked for me and for thousands of other Americans who have declared bankruptcy. In fact, my sister-in-law followed the steps in this book and bought her first home, a huge Victorian, one year after bankruptcy.

Now you too can put these strategies to work for you. You don t need to waste all the time that I did, running around in circles, trying to rebuild your credit or running yourself back into debt again.

Once I declared bankruptcy and started to rebuild my credit, it wasn t long before I found myself in trouble again. I had the best intentions to live within my means. But offers of "easy credit" were appealing and one thing led to another until I found myself carrying debt from month to month again.

I knew I needed to break the debt cycle, so I started looking for ways to change my lifelong money habits. Along the way, I discovered that the best way to change how I dealt with money was to first change the way I thought about money.

I was amazed at the difference in my life, once I started changing my attitudes about debt and money. You, too, will be amazed at how easy it is to stay out of debt and start building real prosperity for yourself and your family. You can start rebuilding your credit and changing your attitudes about money, right now. So what are you waiting for?

Turn the page and let s get started on your new financial future!

Details zur Ausgabe

• Verlag: Pellingham Casper Communications
• Erscheinungsdatum: 2001
• Sprache: Englisch
• ISBN 10: 1889605026
• ISBN 13: 9781889605029
• Einband: Taschenbuch
• Kontakt zum Hersteller: Nicht verfügbar
• Verantwortliche Person: Nicht verfügbar