Unlocking Credit: The Quest for Deep and Stable Bank Lending; 2005 Report - Softcover

Softcover

ISBN 10: 1931003661 ISBN 13: 9781931003667

Verlag: Inter-Amer Development Bank, 2004

Inhaltsangabe

The 2005 edition of this report summarizes many of the lessons learned through the research and operational experience of the Inter-American Development Bank during the 1990s regarding the stability, size and accessibility of credit markets in Latin America and the Caribbean. Coverage includes detailed analysis of the determinants of banking crises; crisis resolution and the setup of a financial safety net to reduce the likelihood of crises; the effects of the changing ownership structure of the banking sector on its performance; the role of additional supporting institutions in providing increased access to credit at lower cost; and remaining challenges of crucial importance in Latin America and the Caribbean. Distributed in the U.S. by the Johns Hopkins U. Press. Annotation ©2004 Book News, Inc., Portland, OR (booknews.com)

Über diesen Titel

Reseña del editor

Bank loans are the main source of credit for businesses across Latin America, so understanding what determines the depth, cost, and volatility of bank credit is crucial to designing strategies that ensure financial stability and promote growth.

This new edition of Economic and Social Progress in Latin America provides a comprehensive analysis of the region's all-important banking industry. The book examines two-way interactions between macroeconomic policies and financial intermediation -- not only how these policies affect banking but how banks weather intermediate shocks, and how industry incentives can prompt bank portfolio choices that influence economic policy. The report also discusses how elements of a financial safety net -- including deposit insurance, prudential regulation, protection of creditor rights, and legal and judicial enforcement -- can mitigate factors that make credit more volatile and constrain its expansion.

Finally, the report studies how the banking industry's market structure affects its performance. Particular attention is given to the role of government- versus foreign-owned banks, access to credit by small and medium-sized enterprises,and the development of mortgage credit markets.

Details zur Ausgabe

• Verlag: Inter-Amer Development Bank
• Erscheinungsdatum: 2004
• Sprache: Englisch
• ISBN 10: 1931003661
• ISBN 13: 9781931003667
• Einband: Tapa blanda
• Anzahl der Seiten: 281
• Kontakt zum Hersteller: Nicht verfügbar
• Verantwortliche Person: Nicht verfügbar