Agricultural Finance for Smallholder Farmers: Rethinking Traditional Microfinance Risk and Cost Management Approaches (University Meets Microfinance) - Softcover

Röttger, Daniela

 
9783838207452: Agricultural Finance for Smallholder Farmers: Rethinking Traditional Microfinance Risk and Cost Management Approaches (University Meets Microfinance)
Softcover
ISBN 10: 3838207459 ISBN 13: 9783838207452
Verlag: ibidem-Verlag, 2015

Inhaltsangabe

Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (Mfis) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs.
Daniela Röttger`s research demonstrates how Mfis can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. For this purpose, eight Mfis providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed.
The study shows that Mfis can successfully serve smallholder farmers in rural areas. However, the extent of adaptations is reason enough not to commit to such an endeavor lightly. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.

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Über die Autorin bzw. den Autor

Daniela Röttger, M.A., won the 2013 University Meets Microfinance (UMM) award. She works as an independent consultant for microfinance and monitoring & evaluation, amongst others for the Competitive African Cotton Initiative (COMPACI).

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Verlag
ibidem-Verlag
Erscheinungsdatum
2015
Sprache
Englisch
ISBN 10 
3838207459
ISBN 13 
9783838207452
Einband
Taschenbuch
Auflage
1
Anzahl der Seiten
152
Kontakt zum Hersteller
preigu GmbH & Co. KG
mail@preigu.de

Lengericher Landstr. 19
Osnabrück
Niedersachsen
49078
Deutschland

Weitere beliebte Ausgaben desselben Titels

9783838207858: Agricultural Finance for Smallholder Farmers: Rethinking Traditional Microfinance Risk and Cost Management Approaches (University Meets Microfinance, Band 11)

Vorgestellte Ausgabe

ISBN 10:  3838207858 ISBN 13:  9783838207858
Verlag: Ibidem-Verlag, 2015
Softcover