Loan Risk Prediction: Logistic Regression vs. Neural Networks: DE - Softcover

Wanjale, Kirti; Wanjale, Aditya

 
9786208420475: Loan Risk Prediction: Logistic Regression vs. Neural Networks: DE
Softcover
ISBN 10: 6208420474 ISBN 13: 9786208420475
Verlag: LAP LAMBERT Academic Publishing, 2025

Inhaltsangabe

Loan risk prediction is crucial for financial institutions to minimize lending risks. This study investigates the effectiveness of transaction data in loan risk prediction, comparing the performance of two popular algorithms: logistic regression and feed-forward neural networks. The research aims to assess the predictive capabilities, interpretability, and practical applicability of these models in identifying potential loan defaults based on transactional patterns. Transactional data, acquired from Kaggle, underwent rigorous preprocessing and feature engineering tailored to the unique characteristics of financial transaction records. Both models were extensively trained and evaluated using established metrics, encompassing accuracy, precision, recall, F1-score to comprehensively gauge their performance in predicting loan defaults. Findings indicate varied strengths between the models: logistic regression demonstrates commendable interpretability while achieving competitive performance metrics, whereas the feed-forward neural network exhibits higher predictive accuracy albeit with increased complexity and reduced interpretability.

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Über die Autorin bzw. den Autor

Dr. Kirti Hemant Wanjale received her Ph.D degree from Faculty of Computer Engineering from SSSTUMS , Sehore MP. She is Currently Working as Professor , Department of Computer Engineering at Vishwakarma Institute of Technology Pune. She has 22 years of experience. Her main research interests are Wireless Sensor Networks , Internet of Things (IoT).

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Verlag
LAP LAMBERT Academic Publishing
Erscheinungsdatum
2025
Sprache
Englisch
ISBN 10 
6208420474
ISBN 13 
9786208420475
Einband
Taschenbuch
Anzahl der Seiten
52
Kontakt zum Hersteller
Nicht verfügbar
Verantwortliche Person
Fastbook Publishing
customerservice@vdm-vsg.de

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