Behavioral and Financial Determinants of Innovation Financing: in Moroccan SMEs - Softcover

Hammani, Safae

 
9786209888892: Behavioral and Financial Determinants of Innovation Financing: in Moroccan SMEs

Inhaltsangabe

Innovation financing represents a critical challenge for small and medium-sized enterprises (SMEs), particularly in developing economies where structural, financial, and behavioral constraints persist. This chapter explores the behavioral and financial determinants influencing access to innovation financing in Moroccan SMEs. Drawing on an extensive review of the literature, the chapter highlights the role of entrepreneurial behavior, managerial cognition, risk perception, and information asymmetry in shaping financing decisions. In addition, it examines structural financial constraints related to banking practices, collateral requirements, and public support mechanisms. By adopting a conceptual and analytical perspective, this chapter contributes to a deeper understanding of the interaction between behavioral factors and financial structures in the context of innovation. The findings provide theoretical insights and practical implications for policymakers, financial institutions, and SME managers seeking to foster innovation-driven growth in Morocco.

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Über die Autorin bzw. den Autor

Safae Hammani is passionate about understanding the behaviors that drive financial decision-making. Her research on Moroccan SMEs explored how perceptions and attitudes shape the financing of innovation, a topic she continues to examine with strong interest.

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