FinTech Disruption in Traditional Banking: Institutional Transformation, Behavioural Dynamics, and Financial Inclusion - Softcover

Agrawal, Vijay

 
9789999336192: FinTech Disruption in Traditional Banking: Institutional Transformation, Behavioural Dynamics, and Financial Inclusion
Softcover
ISBN 10: 9999336191 ISBN 13: 9789999336192
Verlag: Eliva Press, 2026

Inhaltsangabe

FinTech Disruption in Traditional Banking offers a comprehensive scholarly examination of how financial technology is reshaping banking institutions, individual financial behaviour, and regulatory frameworks. Moving beyond technology adoption narratives, this book adopts an integrated institutional–behavioural perspective to explain the structural, cognitive, and policy-level transformations driven by digital finance. The book critically analyses how traditional banks respond to FinTech-led disruption through strategic adaptation, platform innovation, and institutional realignment. At the behavioural level, it explores how FinTech platforms influence financial literacy, risk perception, trust formation, and investment decision-making among users. By linking institutional strategies with behavioural outcomes, the book highlights how digital architectures function as latent behavioural interventions, shaping financial choices in subtle yet powerful ways. Drawing on established theories of technology acceptance, behavioural finance, and financial intermediation, alongside recent empirical evidence from emerging markets, the book develops a unified analytical framework that captures feedback loops between institutions, users, and regulators. Particular attention is given to financial inclusion, digital capability development, and regulatory alignment in rapidly digitising economies. Designed as a research monograph, this book will be of value to scholars, doctoral researchers, policymakers, regulators, and financial practitioners seeking a deeper understanding of FinTech-driven transformation. It provides conceptual clarity, empirical insight, and policy-relevant analysis for navigating the evolving digital financial ecosystem.

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Verlag
Eliva Press
Erscheinungsdatum
2026
Sprache
Englisch
ISBN 10 
9999336191
ISBN 13 
9789999336192
Einband
Taschenbuch
Anzahl der Seiten
101
Kontakt zum Hersteller
Nicht verfügbar
Verantwortliche Person
gpsr@libri.de
gpsr@libri.de

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Hamburg
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Deutschland