Defuse the Retirement Tax Bomb (Paperback)
Sprache: Englisch
Verlag: Independently Published, 2026
- Softcover
- Neu
Anbieter: Grand Eagle Retail, Bensenville, IL, USAGrand Eagle Retail
AbeBooks-Verkäufer/-in seit 12. Oktober 2005
Zustand: Neu
EUR 18,64
Anzahl: 1 verfügbar
In den WarenkorbArtikelbeschreibung vom Verkäufer
Paperback. The Tax Bill Nobody Warned You About Is Waiting in Your Retirement AccountsYou did everything right. You saved steadily for decades, maxed out your 401(k), and never touched the money. Then someone at a retirement seminar mentioned "the tax bomb in your 401(k)" - and now you can't stop thinking about it.Your tax-deferred accounts aren't purely savings. They're a shared account with the IRS. And when it's time to collect, the IRS goes first - on every single dollar.When Required Minimum Distributions kick in at 73, you won't get to choose. That mandatory withdrawal is taxed as ordinary income. It can push your Social Security into higher taxability, spike your Medicare premiums, and bump you into a bracket you never planned for - all at once.If you're in your early 60s, the most valuable tax-planning window of your retirement life is open - and most of the moves that matter are still available to you.Defuse the Retirement Tax Bomb is a plain-English retirement tax planning guide for regular retirees - not FIRE bloggers, not someone handing you a product at chapter's end. It covers your full retirement lifecycle: Roth conversions, RMDs, Medicare planning, the widow's tax trap, state taxes across all 50 states, and end-of-life estate strategy - precisely the topics competing books skip. Every strategy is grounded in tax code you can verify, because this book has nothing to sell you except the knowledge to act.Author Daniel Whitmore spent over a decade navigating complex personal tax returns, then helped his parents through Roth conversions, RMDs, and Social Security taxation in real time. He doesn't sell products. He just explains the rules.Imagine sitting down each October already knowing what to convert and which accounts to draw from. Imagine retiring with a plan that works every year - not because you hired someone, but because you finally understood how the rules actually work.Inside, you'll discover: How to find the Roth conversion window - and the simple formula for how much to convert each year to stay in your bracket without triggering a Medicare spikeWhy two retirees with identical Social Security benefits can pay wildly different taxes - and how to shift tens of thousands of dollars out of your taxable incomeThe IRMAA income cliffs that can raise your Medicare premiums by $6,900 or more - and the specific moves to stay below each threshold before the lookback window closesWhy the conventional "spend taxable first, Roth last" withdrawal rule backfires - and the bracket-filling strategy that can mean a six-figure difference in after-tax wealthThe Qualified Charitable Distribution move that satisfies your RMD, lowers your AGI, and cuts your Medicare surcharges - all from a single transactionState taxes on retirement income for all 50 states - including why living one state over can be worth $8,000 or more per yearThe widow's tax trap that can nearly double a surviving spouse's tax burden overnight - and the specific steps couples can take now to prevent itA repeatable annual retirement tax planning calendar - the one-page framework that tells you what to do and when, including the October-November window when most major tax-reduction moves get made or missedFive free downloadable worksheets - the Roth conversion decision worksheet, RMD estimate, widow scenario worksheet, and annual tax planning checklist, available insideYou don't need a tax law degree or an advisor selling you something. Every chapter includes not just what to do, but what to check before you act - so you're never making a move blind with money you can't afford to lose. These strategies are legal, proven, and available to any retiree willing to learn how the rules actually work.<b Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…
Bestandsnummer des Verkäufers 9798198512368
- Titel
- Defuse the Retirement Tax Bomb (Paperback)
- Autor
- Daniel Whitmore
- Verlag
- Independently Published
- Veröffentlichungsjahr
- 2026
- Zustand
- new
- Einband
- Paperback
- Sprache
- Englisch
- ISBN-13
- 9798198512368
The Tax Bill Nobody Warned You About Is Waiting in Your Retirement Accounts
You did everything right. You saved steadily for decades, maxed out your 401(k), and never touched the money. Then someone at a retirement seminar mentioned "the tax bomb in your 401(k)" – and now you can't stop thinking about it.
Your tax-deferred accounts aren't purely savings. They're a shared account with the IRS. And when it's time to collect, the IRS goes first – on every single dollar.
When Required Minimum Distributions kick in at 73, you won't get to choose. That mandatory withdrawal is taxed as ordinary income. It can push your Social Security into higher taxability, spike your Medicare premiums, and bump you into a bracket you never planned for – all at once.
If you're in your early 60s, the most valuable tax-planning window of your retirement life is open – and most of the moves that matter are still available to you.
Defuse the Retirement Tax Bomb is a plain-English retirement tax planning guide for regular retirees – not FIRE bloggers, not someone handing you a product at chapter's end. It covers your full retirement lifecycle: Roth conversions, RMDs, Medicare planning, the widow's tax trap, state taxes across all 50 states, and end-of-life estate strategy – precisely the topics competing books skip. Every strategy is grounded in tax code you can verify, because this book has nothing to sell you except the knowledge to act.
Author Daniel Whitmore spent over a decade navigating complex personal tax returns, then helped his parents through Roth conversions, RMDs, and Social Security taxation in real time. He doesn't sell products. He just explains the rules.
Imagine sitting down each October already knowing what to convert and which accounts to draw from. Imagine retiring with a plan that works every year – not because you hired someone, but because you finally understood how the rules actually work.
Inside, you'll discover:
- How to find the Roth conversion window – and the simple formula for how much to convert each year to stay in your bracket without triggering a Medicare spike
- Why two retirees with identical Social Security benefits can pay wildly different taxes – and how to shift tens of thousands of dollars out of your taxable income
- The IRMAA income cliffs that can raise your Medicare premiums by $6,900 or more – and the specific moves to stay below each threshold before the lookback window closes
- Why the conventional "spend taxable first, Roth last" withdrawal rule backfires – and the bracket-filling strategy that can mean a six-figure difference in after-tax wealth
- The Qualified Charitable Distribution move that satisfies your RMD, lowers your AGI, and cuts your Medicare surcharges – all from a single transaction
- State taxes on retirement income for all 50 states – including why living one state over can be worth $8,000 or more per year
- The widow's tax trap that can nearly double a surviving spouse's tax burden overnight – and the specific steps couples can take now to prevent it
- A repeatable annual retirement tax planning calendar – the one-page framework that tells you what to do and when, including the October–November window when most major tax-reduction moves get made or missed
- Five free downloadable worksheets – the Roth conversion decision worksheet, RMD estimate, widow scenario worksheet, and annual tax planning checklist, available inside
You don't need a tax law degree or an advisor selling you something. Every chapter includes not just what to do, but what to check before you act – so you're never making a move blind with money you can't afford to lose. These strategies are legal, proven, and available to any retiree willing to learn how the rules actually work.
Start defusing yours today – scroll up and grab your copy of Defuse the Retirement Tax Bomb.
„Inhaltsangabe“ gehört möglicherweise zu einer anderen Auflage dieses Titels.
Grand Eagle Retail
Bensenville, IL, USA
AbeBooks-Verkäufer/-in seit 12. Oktober 2005
Versandkosten innerhalb von USA
| Artikel | 6 bis 14 Werktage | 6 bis 16 Werktage |
|---|---|---|
| Erster Artikel | EUR 0,00 | EUR 0,00 |
Zahlungsarten
Unternehmensdaten der Verkäuferin bzw. des Verkäufers
APOLLO ONLINE CORP.
605 Geddes Street
Wilmington, DE USA 19805
Verkaufsbedingungen
We guarantee the condition of every book as it¿s described on the Abebooks web sites. If you¿ve changed
your mind about a book that you¿ve ordered, please use the Ask bookseller a question link to contact us
and we¿ll respond within 2 business days.
Books ship from California and Michigan.
Widerrufsrecht
Wenn Sie Verbraucher sind, können Sie gemäß den folgenden Bestimmungen vom Vertrag zurücktreten. Verbraucher ist jede natürliche Person, die zu Zwecken handelt, die nicht ihrer kaufmännischen, gewerblichen, künstlerischen oder beruflichen Tätigkeit zugerechnet werden können.
Informationen zum Widerrufsrecht
Gesetzliches Widerrufsrecht
Sie haben das Recht, den Vertrag innerhalb von 14 Tagen ohne Angabe von Gründen zu widerrufen.
Die Widerrufsfrist beträgt 14 Tage ab dem Tag, an dem Sie oder ein von Ihnen benannter Dritter, der nicht der Transporteur ist, die letzte Ware oder den letzten Posten oder das letzte Exemplar in Besitz genommen hat.
Um das Widerrufsrecht auszuüben, füllen Sie auf unserer Website unter „Meine Einkäufe" in „Mein Nutzerkonto" eine eindeutige Erklärung elektronisch aus und senden Sie sie ab. Wir werden Ihnen unverzüglich eine Bestätigung über den Eingang eines solchen Widerrufs auf einem dauerhaften Datenträger (z. B. per E-Mail) übermitteln.
Um die Widerrufsfrist einzuhalten, reicht es aus, dass Sie Ihre Mitteilung über die Ausübung des Widerrufsrechts vor Ablauf der Widerrufsfrist absenden.
Auswirkungen des Widerrufs
Wenn Sie diesen Vertrag widerrufen, erstatten wir Ihnen alle Zahlungen, die wir von Ihnen erhalten haben, einschließlich der Lieferkosten (mit Ausnahme der zusätzlichen Kosten, die entstehen, wenn Sie eine andere Art der Lieferung als die von uns angebotene günstigste Standardlieferung gewählt haben).
Wir können einen Abzug von der Rückerstattung für den Wertverlust der gelieferten Waren vornehmen, wenn der Verlust auf eine unnötige Behandlung durch Sie zurückzuführen ist.
Wir werden die Rückerstattung unverzüglich und nicht später als 14 Tage nach dem Tag vornehmen, an dem wir über Ihre Entscheidung, diesen Vertrag zu widerrufen, informiert wurden.
Für die Rückerstattung verwenden wir dasselbe Zahlungsmittel, das Sie für die ursprüngliche Transaktion verwendet haben, es sei denn, Sie haben ausdrücklich etwas anderes vereinbart; in keinem Fall werden Ihnen aufgrund einer solchen Rückerstattung Gebühren berechnet.
Wir können die Rückzahlung verweigern, bis wir die Waren wieder zurückerhalten haben oder Sie den Nachweis erbracht haben, dass Sie die Waren zurückgesandt haben, je nachdem, was eher eintritt.
Sie müssen die Waren unverzüglich und in jedem Fall spätestens 14 Tage ab dem Tag, an dem Sie uns über den Widerruf dieses Vertrags unterrichten, an Grand Eagle Retail, Bensenville, Illinois, U.S.A., zurücksenden oder übergeben. Die Frist ist eingehalten, wenn Sie die Ware vor Ablauf der Frist von 14 Tagen zurücksenden. Sie müssen die direkten Kosten der Rücksendung der Waren tragen. Sie haften nur für einen etwaigen Wertverlust der Waren, der auf eine Behandlung zurückzuführen ist, die nicht zur Prüfung der Art, Eigenschaften und Funktionsweise der Waren erforderlich ist.
Ausnahmen vom Widerrufsrecht
Das Widerrufsrecht gilt nicht für:
- Die Lieferung von Zeitungen, Zeitschriften oder Magazinen mit Ausnahme von Abonnementverträgen; und
- Die Lieferung digitaler Inhalte, die nicht auf einem physischen Medium (z. B. auf einer CD oder DVD) geliefert werden, wenn Sie bei Ihrer Bestellung akzeptiert haben, dass wir mit der Lieferung beginnen können und dass Sie nach Beginn der Lieferung den Vertrag nicht mehr widerrufen können.
Versandbedingungen
Orders usually ship within 2 business days. All books within the US ship free of charge. Delivery is 4-14 business days anywhere in the United States.
Books ship from California and Michigan.
If your book order is heavy or oversized, we may contact you to let you know extra shipping is required.