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In den WarenkorbHardcover. Zustand: Brand New. 400 pages. 6.30x1.02x9.45 inches. In Stock.
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In den WarenkorbHardback. Zustand: New. New copy - Usually dispatched within 4 working days.
Sprache: Englisch
Verlag: Oxford University Press, Oxford, 2025
ISBN 10: 0198939035 ISBN 13: 9780198939030
Anbieter: Grand Eagle Retail, Bensenville, IL, USA
Hardcover. Zustand: new. Hardcover. Many older Americans today are poorly prepared to finance their retirement years, and such under-preparedness is especially acute for members of disadvantaged racial and ethnic minority groups. Black and Hispanic families, for example, have only a quarter of the amount of net private wealth (assets minus liabilities) compared to White families. Moreover, racial wealth gaps have not diminished much in the past four decades, in part because Whites tend to save more inand withdraw less from employer-sponsored retirement plans than do their Black and Hispanic counterparts. The studies herein provide a range of perspectives on the causes andconsequences of retirement wealth inequality, along with suggested opportunities to close the gaps. The contributors explore new datasets, analyze historical trends in income and wealth disparities, and evaluate alternative wealth and inequality measures. They also evaluate the roles of differential access to financial, housing, and human capital, and the role of the social security program. While the latter is a great equalizer, narrowing racial gaps considerably, the program faces insolvencyand, without reform, it will be unable to pay full scheduled benefits within a decade.This is an open access title available under the terms of a CC BY-NC-ND 4.0 Internationallicence. It is free to read at Oxford Scholarship Online and offered as a free PDF download from OUP and selected open access locations. This Pension Research Council volume provides a range of perspectives on the causes and consequences of retirement wealth inequality, along with suggested opportunities to close the gaps. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.
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In den WarenkorbHardcover. Zustand: Brand New. 400 pages. 6.30x1.02x9.45 inches. In Stock.
Sprache: Englisch
Verlag: Oxford University Press Jun 2025, 2025
ISBN 10: 0198939035 ISBN 13: 9780198939030
Anbieter: AHA-BUCH GmbH, Einbeck, Deutschland
Buch. Zustand: Neu. Neuware.