Isbn: 9780231216630 - creditworthy: a history of consumer surveillance and financial identity in america (columbia studies in the history of u.s. capitalism) (21 Ergebnisse)

Zustand: As New. Unread book in perfect condition.

Zustand: New.

Paperback. Zustand: new. Paperback. The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life-yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played-ahead of state surveillance systems-in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports-and, later, credit ratings and credit scores-credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic "facts." It is fundamentally concerned with-and determines-our social standing as an honest, reliable, profit-generating person. In Creditworthy, Josh Lauer explores the evolution of credit reporting from from an industry that relied on personal knowledge to the modern consumer data industry. He highlights the role that commercial surveillance has played in monitoring Americans' economic lives. Shipping may be from multiple locations in the US or from the UK, depending on stock availability. …

PAP. Zustand: New. New Book. Shipped from UK. Established seller since 2000.

PAP. Zustand: New. New Book. Shipped from UK. Established seller since 2000.

Zustand: new.

Paperback or Softback. Zustand: New. Creditworthy: A History of Consumer Surveillance and Financial Identity in America. Book.

Zustand: New.

Zustand: New.

Zustand: New.

Zustand: New.

Zustand: As New. Unread book in perfect condition.

Zustand: New. In English.

Paperback / softback. Zustand: New. New copy - Usually dispatched within 4 working days.

Zustand: New.

Paperback. Zustand: new. Paperback. The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life-yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played-ahead of state surveillance systems-in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports-and, later, credit ratings and credit scores-credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic "facts." It is fundamentally concerned with-and determines-our social standing as an honest, reliable, profit-generating person. In Creditworthy, Josh Lauer explores the evolution of credit reporting from from an industry that relied on personal knowledge to the modern consumer data industry. He highlights the role that commercial surveillance has played in monitoring Americans' economic lives. Shipping may be from our Sydney, NSW warehouse or from our UK or US warehouse, depending on stock availability. …

Paperback. Zustand: Brand New. 368 pages. 9.00x6.00x0.82 inches. In Stock.

Taschenbuch. Zustand: Neu. Neuware - In Creditworthy, Josh Lauer explores the evolution of credit reporting from from an industry that relied on personal knowledge to the modern consumer data industry. He highlights the role that commercial surveillance has played in monitoring Americans' economic lives.…

Zustand: New. &Uumlber den AutorJosh Lauer is an associate professor of media studies at the University of New Hampshire. His historical studies of communication technology, surveillance, and financial culture have appeared in Technology and Cultu.

Zustand: Hervorragend. Zustand: Hervorragend | Seiten: 368 | Sprache: Englisch | Produktart: Bücher | Keine Beschreibung verfügbar.

Paperback. Zustand: Brand New. 368 pages. 9.00x6.00x0.82 inches. In Stock. This item is printed on demand.