Genes and Insurance (Paperback)

Marcus Radetzki

ISBN 10: 0521054508 / ISBN 13: 9780521054508

Verlag: Cambridge University Press, Cambridge, 2008

Paperback. The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums. Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurer's access to information. The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state. This will interest academic researchers as well as professionals involved with genetics and insurance. The genetic information that is available to insurance companies has often been regulated to avoid certain ethical difficulties. However, regulation may not be the solution, argue the authors, and suggest instead the resurrection of collectively funded public insurances. This will interest academic researchers and professionals involved with genetics and insurance. This item is printed on demand. Shipping may be from our Sydney, NSW warehouse or from our UK or US warehouse, depending on stock availability. Bestandsnummer des Verkäufers 9780521054508

Inhaltsangabe:

Considers problems associated with genetic information in an age of declining welfare provision, and offers direction for future policy.

Bibliografische Details

Titel: Genes and Insurance (Paperback)
Verlag: Cambridge University Press, Cambridge
Erscheinungsdatum: 2008
Einband: Paperback
Zustand: new
Auflage: 1. Auflage