Ravichandran k (90 Ergebnisse)

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Hardbound. Zustand: As New. New. Contents Preface. Abbreviations used. 1. Non Performing Assets in short term cooperative credit structure a conceptual framework. 2. District Central Cooperative Banks and Non Performing Assets in India. 3. Non Performing Assets in District Central Cooperative Banks in Tamil Nadu. 4. Non Performing Assets in Dharmapuri District Central Cooperative Bank. Bibliography. Annexure. Index. Non Performing Assets (NPAs) as a syndrome though not new to the Cooperative Banking Structure has been causing trouble and confusion during the recent past. Because NPAs as the percentage to total recoverable funds acts as a constraint on the efficiency of the lending institution and their capacity to borrow funds and lend to agriculture. At all India level the total loan issued by DCCBs during the year 1950 51 was Rs. 83 crores. This has increased over the years and stood at Rs. 81025 crores during the year 2005 06. Though the quantum of loans increased over the year the syndrome of cooperative credit i.e. the overdues have been deeply rooted into the system and block the flow of credit to agriculture. Shri Balasaheb Vikhe Patil rightly said for any credit system to sustain its operations on a viable basis it is necessary to enforce strong credit discipline among its clients. The cooperatives need to take the problem of low recoveries. They have to draw lessons from their counterparts elsewhere who are able to show consistently high recovery performance (NABARD 2000 p. 137). Inordinate delay in recovery of loan builds up NPAs which affect the health of Cooperative Banks. The Committee on Banking Sector Reforms reported that funds blocked in NPAs increase the cost of financial intermediation as banks resort to raising deposits and borrowings at a higher cost as a measure to minimize the balance between the cash outflow and cash inflow arising out of the NPAs and the money locked up NPAs are not available for productive uses and to the extent that banks seek to make provisions for NPAs. This has an adverse impact on the profitability of the banks both in short and long run. So Reserve Bank of India (1999) in its report on NPAs stated that reduction in NPAs should be treated as a national priority. As the concept of NPA is of recent origin only few books are available to study the level of NPAs in banking sector. The present book will satisfy the academic needs of students and researchers in banking in general and cooperative banking in particular. 144 pp.…

Hardcover. Zustand: New. Contents: 1. Entrepreneur and entrepreneurship. 2. Environment for entrepreneurship development. 3. Framework of cooperative entrepreneurship. 4. Characteristics and functions of cooperative entrepreneurship. 5. Stakeholders of cooperatives and their entrepreneurial characteristics. 6. Organization and management of cooperative enterprise. References.…

Hardcover. Zustand: New. 1st Edition. Contents: 1. Integrated Cooperative Development Project. 2. Formation of Project Office. 3. ICDP in Theni District. 4. ICDP and Business Profile of Cooperative Societies. 5. Manpower Development, Member Education, and Training. 6. Findings and Conclusion. The Integrated Cooperative Development Project (ICDP) was introduced by National Cooperative Development Corporation (NCDC) during 1985-86. This project has been in operation in majority of the districts in India. However, very few attempts have been made to study the impact of this project. The present work analyzed the impact of ICDP and the sustainability of the outcome of the project in Theni district, Tamil Nadu. The project was introduced in Theni district during the year 2005-06 with the total outlay of Rs 987.73 lakhs and the project was completed on 31 March 2011. This study found that ICDP's monetary and non-monetary interventions have created both tangible and intangible impact on the business profile of cooperative societies in this district. As compare to pre-project period with post-project period, the latter witnessed many cooperatives in the district which have become viable entities and could retain their image among the members and other stakeholders through enhanced service, general facelift, and inclusive approach. The books available at present in the field of Cooperation and Cooperatives have not detailed about this Pan India Project of National Cooperative Development Corporation, New Delhi. This book has been written keeping in mind the requirements of both the researchers and the officials with examples for office note/resolutions. (jacket).…