ISBN: 9780520380356 - delinquent: inside america's debt machine (33 Ergebnisse)

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  • Sprache: Englisch

    Verlag: University of California Press, 2022

    0520380355 / 9780520380356

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    Hardback. Zustand: Very Good. Publisher's Weekly Top 10 Fall Release in Business and Economics?A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle.  Delinquent takes readers on a journey from Capital One?s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella?formerly an industry insider who helped set credit policy at Capital One?reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can?t pay back.   Combining Botella?s insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.…

  • Sprache: Englisch

    Verlag: University of California Press (edition First Edition), 2022

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  • Sprache: Englisch

    Verlag: University of California Press, 2022

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  • Sprache: Englisch

    Verlag: University of California Press, 2022

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    Hardback. Zustand: Very Good. Publisher's Weekly Top 10 Fall Release in Business and Economics?A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle.  Delinquent takes readers on a journey from Capital One?s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella?formerly an industry insider who helped set credit policy at Capital One?reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can?t pay back.   Combining Botella?s insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.…

  • Sprache: Englisch

    Verlag: University of California Press, 2022

    0520380355 / 9780520380356

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  • Sprache: Englisch

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  • Sprache: Englisch

    Verlag: University of California Press 10/11/2022, 2022

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    Hardback. Zustand: New. Publisher's Weekly Top 10 Fall Release in Business and Economics?A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle.  Delinquent takes readers on a journey from Capital One's headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella-formerly an industry insider who helped set credit policy at Capital One-reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can't pay back.   Combining Botella's insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.…

  • Sprache: Englisch

    Verlag: University of California Press, 2022

    0520380355 / 9780520380356

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    Hardback. Zustand: New. Publisher's Weekly Top 10 Fall Release in Business and Economics?A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle.  Delinquent takes readers on a journey from Capital One's headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella-formerly an industry insider who helped set credit policy at Capital One-reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can't pay back.   Combining Botella's insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.…

  • Sprache: Englisch

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    0520380355 / 9780520380356

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    Hardcover. Zustand: new. Hardcover. A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital Ones headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botellaformerly an industry insider who helped set credit policy at Capital Onereveals the underhanded and often predatory ways that banks induce American borrowers into debt they cant pay back. Combining Botellas insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…

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    Hardcover. Zustand: new. Hardcover. A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital Ones headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botellaformerly an industry insider who helped set credit policy at Capital Onereveals the underhanded and often predatory ways that banks induce American borrowers into debt they cant pay back. Combining Botellas insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry. Shipping may be from our Sydney, NSW warehouse or from our UK or US warehouse, depending on stock availability.…

  • Sprache: Englisch

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    Hardback. Zustand: New. Publisher's Weekly Top 10 Fall Release in Business and Economics?A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle.  Delinquent takes readers on a journey from Capital One's headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella-formerly an industry insider who helped set credit policy at Capital One-reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can't pay back.   Combining Botella's insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.…

  • Sprache: Englisch

    Verlag: University Of California Press Okt 2022, 2022

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    Buch. Zustand: Neu. Neuware - Publisher's Weekly Top 10 Fall Release in Business and Economics? A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital One's headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella--formerly an industry insider who helped set credit policy at Capital One--reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can't pay back. Combining Botella's insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.…